Terms & Conditions

By using Samjho, you agree to the following terms.

Use of content

Guides and calculators on Samjho are provided for general informational purposes only. They are written to help you understand common concepts and estimate figures, not as professional advice tailored to your situation.

Accuracy

Samjho aims to keep explanations and calculations accurate and up to date, but rules, rates and figures referenced (such as tax rates or interest conventions) can change over time and may vary by case. Always verify current, situation-specific details with the relevant official source before acting.

No liability

Samjho and its creators are not liable for decisions made or losses incurred based on information or calculations on this website. Calculators provide estimates based on the inputs you give; actual figures from a bank, employer or government body may differ.

Changes

These terms may be updated from time to time as the website grows. Continued use of Samjho after changes means you accept the updated terms.